JAKARTA. Investment. Talk to an investment, this word has been heard often enough. Not infrequently a lot of friends who do not really understand what it is investment and tend to "me-too" desperate try to start investing without knowing what the contents of their investments are doing. Be careful, do not let the initial intention to profit, even ending with a stump.
.
What the hell is that investment? Put simply, investing is a concept that is commonly done in the financial world in order to develop the value of money owned currently. The key word is evolving. Development is represented in the form of return or interest.
Analogues such as raising a child, ranging from crawling until he could run. Keep in mind, her name is run, at some point may fall.That is, there is always risk in investments.
The product is a good investment that suits your needs and your character. Not necessarily all suitable investment products and you need all at once. You have to understand how the product will deliver the maximum benefit and what risks may arise.
Deposit
This product is commonly used by people who have a certain risk tend to be more conservative or safe (with fixed interest and protect the principal) as compared with other investment products. The period is very diverse, typically 3, 6, or 12 months.If you try to withdraw them before a specified time period, you will be penalized.
Although less able to compensate for the inflation rate, the deposit is still required and can be utilized in the process of financial planning. This product is suitable for storing the funds that will be required within one year.
Gold Precious Metals
Parents usually buy gold jewelry as an investment and sell them when they need cash. Currently popular gold bullion investment.The difference is, when buying gold jewelry, you buy a gram of gold plus the difficulty of manufacture. When to sell it back at the store of gold, value creation is not dihitung.Jadi, for investment, gold certified better.
Certified gold you can buy directly from Precious Metals, a subsidiary of PT Antam Tbk, or from a goldsmith. Looking at the historical price data that continues to rise, it could not hurt to have gold as an investment in the short term, medium-, and long.
Property
Investment property also has long been recognized. Simply put, buying land in various locations, then sold again after the price goes up. Currently, the attraction of property is not just land, but also houses, townhouses, apartments, Condotel, and other residential properties. Shelter demand continues to rise.
It is most crucial when investing in property is the location.Generally the increase is influenced by the infrastructure around the site.Investing in property tend to require substantial capital. Should note also the purchasing power of the future sale value. Do not get your property sold at a cheap price, because nobody can afford it.
Stock
Stock is widely known for the ability and potential to provide a huge advantage. Stock shows ownership of a company.
When deciding to begin to invest in stocks, you must commit to have it in the long term, 5 years-10 years. If you only intend to purchase in the short term and make a profit on the price difference, then you are not investors, but a trader or merchant.
Suitable for investing in stocks is still young. Why? Because the stock is an investment product for the long term. Stocks often need more time to develop. In terms of physical health, we did not want those who are not young anymore suddenly had a heart attack when he learned the value of its stock to drop dramatically.
This investment has the principle of high risk, high return. Perform an analysis of which companies have the potential to continue to grow in the future.
Mutual Funds
Mutual fund investing is a form of portfolio securities products.That is, mutual funds contain some kind of investment, which is managed by an investment manager or investment manager (MI).They will collect funds from the public to then be managed in pursuit of profit.
There are four conventional mutual fund products, namely money market mutual funds, fixed income funds, mixed funds, and mutual fund shares. Money market mutual funds contain a collection of the debt securities of less than one year tenure, such as deposits, SBI, or bonds with a maturity date of less than a year. Fixed-income funds put most of their funds, at least 80%, to the collection of debt securities.
Mutual funds mixed type placing funds in stocks, money market instruments and debt securities. Mutual fund shares put most of their funds in stocks.
Mutual funds help investors, especially beginners, the funds, time, and his knowledge is limited to investing directly into stock.Noteworthy is the suitability of types of mutual funds with a risk profile and your financial planning goals.
Successful investing, have fun with your money!
source:http://personalfinance.kontan.co.id
please give me comments thanks
.
What the hell is that investment? Put simply, investing is a concept that is commonly done in the financial world in order to develop the value of money owned currently. The key word is evolving. Development is represented in the form of return or interest.
Analogues such as raising a child, ranging from crawling until he could run. Keep in mind, her name is run, at some point may fall.That is, there is always risk in investments.
The product is a good investment that suits your needs and your character. Not necessarily all suitable investment products and you need all at once. You have to understand how the product will deliver the maximum benefit and what risks may arise.
Deposit
This product is commonly used by people who have a certain risk tend to be more conservative or safe (with fixed interest and protect the principal) as compared with other investment products. The period is very diverse, typically 3, 6, or 12 months.If you try to withdraw them before a specified time period, you will be penalized.
Although less able to compensate for the inflation rate, the deposit is still required and can be utilized in the process of financial planning. This product is suitable for storing the funds that will be required within one year.
Gold Precious Metals
Parents usually buy gold jewelry as an investment and sell them when they need cash. Currently popular gold bullion investment.The difference is, when buying gold jewelry, you buy a gram of gold plus the difficulty of manufacture. When to sell it back at the store of gold, value creation is not dihitung.Jadi, for investment, gold certified better.
Certified gold you can buy directly from Precious Metals, a subsidiary of PT Antam Tbk, or from a goldsmith. Looking at the historical price data that continues to rise, it could not hurt to have gold as an investment in the short term, medium-, and long.
Property
Investment property also has long been recognized. Simply put, buying land in various locations, then sold again after the price goes up. Currently, the attraction of property is not just land, but also houses, townhouses, apartments, Condotel, and other residential properties. Shelter demand continues to rise.
It is most crucial when investing in property is the location.Generally the increase is influenced by the infrastructure around the site.Investing in property tend to require substantial capital. Should note also the purchasing power of the future sale value. Do not get your property sold at a cheap price, because nobody can afford it.
Stock
Stock is widely known for the ability and potential to provide a huge advantage. Stock shows ownership of a company.
When deciding to begin to invest in stocks, you must commit to have it in the long term, 5 years-10 years. If you only intend to purchase in the short term and make a profit on the price difference, then you are not investors, but a trader or merchant.
Suitable for investing in stocks is still young. Why? Because the stock is an investment product for the long term. Stocks often need more time to develop. In terms of physical health, we did not want those who are not young anymore suddenly had a heart attack when he learned the value of its stock to drop dramatically.
This investment has the principle of high risk, high return. Perform an analysis of which companies have the potential to continue to grow in the future.
Mutual Funds
Mutual fund investing is a form of portfolio securities products.That is, mutual funds contain some kind of investment, which is managed by an investment manager or investment manager (MI).They will collect funds from the public to then be managed in pursuit of profit.
There are four conventional mutual fund products, namely money market mutual funds, fixed income funds, mixed funds, and mutual fund shares. Money market mutual funds contain a collection of the debt securities of less than one year tenure, such as deposits, SBI, or bonds with a maturity date of less than a year. Fixed-income funds put most of their funds, at least 80%, to the collection of debt securities.
Mutual funds mixed type placing funds in stocks, money market instruments and debt securities. Mutual fund shares put most of their funds in stocks.
Mutual funds help investors, especially beginners, the funds, time, and his knowledge is limited to investing directly into stock.Noteworthy is the suitability of types of mutual funds with a risk profile and your financial planning goals.
Successful investing, have fun with your money!
source:http://personalfinance.kontan.co.id
please give me comments thanks
0 comments:
Post a Comment